As son Juan, 16, pours glasses of iced tea, mom Miriam Vazquez Montgomery, center, and daughter Zuri, 19, chat in the the family's kitchen before they sit down for dinner of cheese enchiladas and beans at their mobile home on Thursday, June 27, 2013, in Tucson. Miriam, a single mother of four, was able to right her credit score and save $5,000 toward a down payment on a home through the Primavera Foundation's "Her Family" program. She works full-time earning minimum wage at a nearby deli.