Since the turn of the 21st century, the amount of out of pocket medical expenses has become unaffordable! In the past, when one would pay a reasonable monthly premium and use the plan for a doctor visit, a co-pay would be charged and there would be no other bill later.
Today it has become complicated, with co-Insurance, much higher deductibles to meet and high monthly premiums. I am upset at how insurance companies seem to punish members when using their plan and this is just wrong! America’s health care costs are some of the highest in the world and the health care service is declining. If costs continue to rise, more bankruptcies will be seen and the outcome will be a disaster to Americans.
Disclaimer: As submitted to the Arizona Daily Star.