In today's world it is clear that many people form their opinions based on oversimplification of complex issues. When I repeatedly read President Obama lied when he stated that under the Affordable Care Act one could keep their physician, I understand that he didn't lie, he just was not very specific.

You can keep your physician as long as you are willing to pay the doctor directly without using insurance and you can keep your physician as long as he/she is part of your insurance companies network. Most insurance companies allow for out of network doctors with a higher co-pay. It is the insurance companies that determine your choice of doctor. Not the federal government.

Kalvin Smith

Midtown

Disclaimer: As submitted to the Arizona Daily Star.

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