The gap in homeownership varies across geographies in the U.S. In general, northern states in the Midwest and Northeast tend to have smaller gaps between the homeownership rate for men and women. And in one state, Minnesota, the homeownership rate for men actually exceeds the rate for women.
The homeownership gap is largest in the South and the Southwest, where the gender difference exceeds 7 percentage points in most locations. But the state that leads the U.S. in the size of the gender homeownership gap is Hawaii, where the homeownership rate for women is 8.7 percentage points higher than for men.
At the local level, cities in the South and Southwest also make up the bulk of the locations with the largest gender homeownership gap. California also places three cities in the top 15 largest gaps, including the nation-leading San Jose area, where the gap between male and female homeownership is nearly 11 percentage points.
The data used in this analysis is from the U.S. Census Bureau’s 2020 American Community Survey, the most recent data available. To determine the locations with the largest gender homeownership gaps, researchers at Porch calculated the percentage point difference between the single female homeownership rate and the single male homeownership rate. For the purposes of this study, single females and males were limited to those 18 years and older, not currently married (widowed, divorced, separated were considered single), and without children living in the same household. In the event of a tie, the metro with the higher single female homeownership rate is ranked higher.
Here are the U.S metropolitan areas with the largest gender homeownership gap.