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Blog: Insurance concerns loom over Babeu's border posse

Blog: Insurance concerns loom over Babeu's border posse

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Sheriff Paul Babeu announced the formation of a new "Anti-Smuggling Posse" in early October. It's made up of volunteers, who would be armed and help back up officers in anti-smuggling operations.

From the time Sheriff Paul Babeu announced the formation of a new, armed Anti-Smuggling Posse, some readers jumped straight to this concern: What about liability for the volunteers' actions?

I asked Babeu's spokesman, Tim Gaffney that question a couple of weeks ago, and he told me the county is liable for posse members' actions.

Now, it turns out, the question has become more complicated, and insurance coverage isn't assured.

To step back, this all started because Babeu announced he has formed and is training a group of volunteers who could help with the department's anti-smuggling operations. The idea is they would have a backup role to the officers carrying out the operations. Babeu's announcement represented the realization of a long-held dream among Arizona Republicans of a border volunteer force.

On Wednesday, the Arizona Republic's Lindsey Collom reported that the county's insurance company, the Arizona Counties Insurance Pool is considering excluding Babeu's Anti-Smuggling Posse from liability coverage. The pool's insurance underwriter said it's already re-working the policy to exclude volunteers involved in law-enforcement activities.

The pool's board of trustees shares the underwriter's concern and is considering making a change to its policies to exclude the Anti-Smuggling Posse from liability coverage, attorney Ken Sundlof told me today. 

"They're looking at the situation, and there may be a change," he said.

There are also concerns about workers' compensation coverage for the posse volunteers, Sundlof wrote in a letter to Babeu Oct. 22 (attached). When I asked Gaffney about this in mid-October, he told me via email, "If injured while in the performance of their duties they will be covered under Workman’s Comp just as other volunteers and fulltime members are."

But Sundlof explained the coverage differently in his letter. "Currently workers' compensation is extended to volunteers on a case by case basis, as approved by the Board of Supervisors of the county employing the volunteers. As such, workers' compensation coverage to the Anti-Smuggling Posse volunteers will only be extended upon an approval from the Pinal County Board of Supervisors."

This sends the insurance question into a whole different, highly political realm. Babeu has regularly battled with the Pinal County Board of Supervisors and especially with its chairman, Pete Rios. The workers' compensation question gives Rios and the board some say over the sheriff's unilateral decision to form the posse and could well make the posse another Pinal County political issue.

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In this Oct. 22 letter, attorney Kenneth Sundlof warns Pinal County Sheriff Paul Babeu that his new Anti-Smuggling Posse may not receive insur…

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