Re: the Feb. 11 Personal Finance column.

The column by Liz Weston on choosing a financial adviser indicates the potential for fraud. However, few advisers beat the Market over the long term. A better bet is investing in index funds from Vanguard or Fidelity, and if a similar amount is regularly invested, one has the advantage of dollar-cost averaging.

Andrew Rutter

Midtown

Disclaimer: As submitted to the Arizona Daily Star.

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