Mobile Computers

Editor's Overview:The Winner: WalletHubWalletHub and Actual Budget offer free accounts that allow users to make a budget, track expenses, and get reports that provide insight into their spending. YNAB does not offer a free plan.WalletHub and YNAB offer personalized debt payoff plans, which can help users find the quickest and cheapest way out of debt.While users can access the WalletHub and YNAB apps on a web browser and on Apple or Android devices, people can only access Actual Budget on a web browser or use it as a desktop app.WalletHub gives users multiple ways to make a budget, while Actual Budget and YNAB base their budget templates on one budgeting strategy.WalletHub is the only one that offers a subscription manager feature, which can help users find recurring subscriptions they may have forgotten about.WalletHub offers more non-budgeting features than Actual Budget and YNAB, including access to your credit score and report, identity theft protection, and credit monitoring.