The best online checking accounts can save you a lot of money. For example, even the average online checking account costs 59% less than its branch-based counterpart, according to WalletHub's latest Banking Landscape Report.
"To If you’re also interested in exploring the best online checking accounts from credit unions that allow only eligible members to apply for, you can check them out further down.
[YYYY]’s Best Online Checking Accounts
| Best For | Online Checking Account | Best Feature |
| Overall | mph.bank Free Checking Account | 3.75% APY on balances up to $50,000 |
| High-Yield ($50,000 balance and above) | Primis Premium Checking | 3.70% APY on any balance |
| Rewards Checking | American Express Rewards Checking | 1 Membership Rewards point for every $2 spent via debit card |
| For International Travel | Capital One 360 Checking Account | No Foreign Transaction Fees |
| Student Checking | Connexus Credit Union Teen Checking | 2.00% APY on balances up to $1,000 |
| Business Checking | Bluevine Premier Business Checking | 3.00% APY on balances up to $3,000,000 |
| Credit Union (up to $15,000 balance) | BCU PowerPlus™ Checking | 8.00% APY on balances up to $15,000 |
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WalletHub's best checking accounts picks are completely independent and not provided, commissioned, or endorsed by any financial institution. In addition, our editors follow a strict editorial policy. Some offers may come from WalletHub's advertising partners.

